Today's GOML Moment

I renewed my car insurance today and was semi-surprised to find I don't qualify for my company's best or "preferred" rate.  And why is that?  Because my credit score isn't high enough... and here's what the company has to say about that:

Note the negative information:  Fewer than two open accounts, no auto loans in the last ten years, no open accounts.  So lemmee get this straight... you live frugally, incur no debt, pay your bills on time, and hold on to your car for over ten years, yet your credit score is only at the 60th percentile?  Something's wrong with this picture!  Either that or there musta been some sort o' memo going around that I never received.  I believe we shall discuss this further with my insurance company... for all the good THAT will do.

So.  Today's GOML* moment... but the day is young and I've yet to run my errands.

Update, 1230 hrs:  Yup... it is what it is and Flo is VERY sorry but there's nothing she can do.  I availed myself of the opportunity to launch into a self-righteous rant about my claim history (non-existent, for the most part... except for when that blind bitch destroyed TGH's front-end for which I was NOT at fault), the fact I pay in full every renewal period, the fact I'm completely solvent and reliable, and last but not least that I love puppies, my Mom, and apple pie.  All for naught.  "We live in a credit-based society, Mr. Pennington.  Unfortunately."

Thanks, Flo.

* Get off my lawn!